She has 4 college degrees and 'by god she didn't take a loan out for any of them and if she can do then why can't everyone else?'

Uh because we're not all the same, Dip?

https://medium.com/@cajaymes_8299/its-all-about-taking-responsibility-for-one-s-personal-choices-a50311999e28

I'm with you. If it helps someone out who am I to be mad about that?